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Sladana is a 44-years-old married mother of two children ages 13 and 21. Together, they all live in a minority community in Kosovo. Sladana is working in a primary school as a technical helper and her husband receives a pension from the work that he had done prior to the war in Kosovo. After the war he was unable to return to any type of work and Sladana has been the primary source of the family’s income.

Their house has not had any repairs for long time and she has wanted to do general renovations but only recently has been able to manage to save the money. Sladana is asking for a loan buy the necessary material to renovate and reconstruct the façade of the house. The loan will help her realize her goals and have better living conditions in the future for her family. She appreciates all of the Kiva lenders for their support!

Additional Information

More information about this loan

This loan will support the economic aspirations of minority people in Kosovo. Roma people and ethnic Serbians have historically faced a tremendous amount of hardship in Kosovo, and are still socioeconomically and politically vulnerable. During the 1998-1999 war, the fighting displaced 250,000 people. Among those displaced were an estimated 80-90% of the region’s Roma population. Today, Roma and ethnic Serbians living in Kosovo still face discrimination and are excluded from many aspects of society, including fair political representation and high rates of unemployment. By supporting this loan you are helping provide opportunity to marginalized populations.

About KosInvest

KosInvest is a micro-enterprise development organization that provides loans to help people in rural Kosovo generate more income and improve their living conditions. It offers a wide range of loan products, from loans tailored to micro and small enterprises to loans designed to help women-headed households.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Kosovo

  • $7,600
    Average annual income
  • 36
    View loans »
    Kosovo Loans Fundraising
  • $1,948,125
    Funds lent in using Kiva
  • 0.8
    Euro (EUR) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,325 helped Sladjana to buy the necessary materials to renovate and reconstruct the house.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 16, 2013
Sep 5, 2013
Currency Exchange Loss:
Sep 17, 2014