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Blanca Rosa
Blanca is 32 years old, married, and has six children in different grades at the local school. She is a housewife and farmer who has been raising basic grains such as corn and beans for several years. She learned this from her parents at an early age. She completed elementary school and was able to finish despite financial difficulties that her parents had. The land they farm on is their own and they walk or ride an animal there every day to maintain their crops; it’s only about 10 minutes away.

Her short term plans are to increase her farming area and work them in a manner that is productive at all times, and keep her land fertile and productive, because her children depend on this trade.

Blanca is asking for this loan through the COMIXMUL co-op so she can buy 40 pounds of corn and 30 pounds of beans to plant, 15 QQ of 18-46-00 fertilizer, and 15 QQ of urea to maintain her present and future crops.
View original language description ↓
Doña Blanca tiene 32 años de edad es casada y de ella y su esposo dependen 6 hijos los cuales están en diferentes grados de educación en la escuela de la comunidad. Ella es agricultora y ama de casa dedicándose a la siembra de granos básicos como maíz y frijol hace ya varios años la cual aprendió gracias a sus padres desde muy temprana edad. Ella tiene un grado de educación primario completo el cual pudo terminar a pesar de las dificultades económicas que sus padres vivieron para que ella pudiese culminar. El terreno que cultivan es propio y se trasladan diariamente a pie o en vestía para dar mantenimiento a sus cultivos ya que la distancia la cual está ubicado está cerca aproximadamente a 10 minutos.

Sus planes a corto plazo es intensificar sus áreas de cultivo fortalecerlas y trabajarlas de manera que sean productivas en todo tiempo dando apoyo y mantenimiento para hacer fértiles las tierras ya que sus hijos y sus estudios como también otras necesidades dependen de este rubro. Es por ello que Doña Blanca ha solicitado a la cooperativa COMIXMUL un financiamiento con el cual comprara 40 libras de maíz certificado para su posterior siembra, 30 libras de frijol certificado, 15 QQ de fórmula 18-46-00 y 15 QQ de urea para dar mantenimiento y asistencia a sus cultivos como a los que posteriormente sembrara.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,200
    Average annual income
  • 11
    View loans »
    Honduras Loans Fundraising
  • $8,476,875
    Funds lent in using Kiva
  • 20.4
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,250 helped Blanca Rosa to buy seeds and supplies.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Aug 26, 2013
Listed
Sep 3, 2013
Currency Exchange Loss:
Possible
Ended:
Jan 30, 2015