Steven is thirty-five years old and has five children. He lives in a rural setting with his family. His children are fourteen, twelve, ten, eight, and six years old, respectively.
Steven is a businessman who has a retail shop in his village. He works seven days a week, and each day he works for twelve hours. He supplements his shop income with seasonal produce trading.
Steven has had his business for ten years and started it with the aim of increasing the family income. He sells his goods to residents in his rural area. He has acquired this loan in order to buy house hold use items for sell in the retail shop. He also hopes to build rentals in his trading center and set up other outlets in different villages in the area in the near future. However, he still faces a challenge of a delay of payments by his customers since the majority take goods on credit.
Steven describes himself as a hardworking and honest man. He asks lenders, in particular Ugafode, to continue with their work of helping poor people with their development efforts.