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Karen Azucena
Karen is a visionary young woman. She is twenty years old, single, and living with her grandmother, mother and three sisters. Her mother is helping her to become responsible so that she knows how to fend for herself in the future.

Karen has 3 years of business experience. Her business is a small cafe, located right in front of the school, which is 10 minutes away from her home. She has taken on this business because she is able to pay a portion of her school costs with her earnings from the cafe.

Karen buys the basic items for her cafe in the city, which she reaches via a 5 minute bus ride across town and then an hour-long trip to the city. This business will improve her life because it is already enabling her to become independent and to make her own money. In the future she will be able to help her mother and grandmother who have helped her so much.

In the future she would like to continue her studies to the university level and continue working hard to obtain her objectives. As for her business she would like to manage it well and to achieve her goal of saving enough money to repay her loan and expand the business bit-by-bit.
View original language description ↓
Karen es una joven, visionaria de 20 años de edad, esta soltera con ella vive, la abuela, la mamá y tres hermanos más.

Tiene experiencia desde hace 3 años, la mamá la esta responsabilizando para que, en el futuro se sepa defender en la vida, el negocio es comercio, ella vende en un cafetín frente a la escuela. Se a dedicado a este negocio, porqué parte del estudio lo esta pagando con las ganancias que obtiene del cafetín.

El cafetín esta a 10 minutos de su casa, los productos de primera necesidad; los compra en la ciudad, se traslada de su cantón a 5 minutos pasa un bus, de allí viajan una hora hasta llegar a la ciudad.

El préstamo que esta solicitando es, para comprar arroz, frijoles, verduras, churros, gaseosas, jugos, pan, etc.
Con este negocio la vida le mejorara, porque ella ya estaría independizándose con este negocio; tendrá sus propios ingresos para a futuro ayudarle a su mamá y a la abuelita que tanto le han ayudado a ella.

A futuro le gustaría seguir estudiando prepararse, un nivel académico mas superior (universidad) y seguir trabajando muy fuerte para alcanzar los objetivos propuestos y en el negocio administrarlo muy bien para obtener lo esperado, la ganancia ahorrar para ir pagando el crédito y para ampliar popo a poco el negocio.

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

Tags

About El Salvador

  • $7,500
    Average annual income
  • 787
    View loans »
    El Salvador Loans Fundraising
  • $25,698,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $1,100 helped Karen Azucena to purchase rice, beans, vegetables, churros, sodas, juices, bread, etc.
83% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Aug 28, 2013
Listed
Sep 2, 2013
Currency Exchange Loss:
N/A