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Silvia Patricia
Silvia is 37 years old and she completed school through the 6th grade. She is married and her husband is a baker. Of their three children, only two live with her and only one of those attends school. The other is helping with the family business.

She owns a bakery where she makes French bread and pan dulce (traditional sweet bread in Latin America). She has worked for the past year in her own business. However, she also has 23 years of experience working in a bakery. She learned about bakeries when she was 14 years old and began working. She started by packaging the breads and with the passing of time she had the opportunity to learn the process of bread making. She works in her home (where she also runs her business) and she works with the help of her husband and their two daughters.

She is seeking a loan so that she can buy a cylinder which is equipment that is very important because it helps prepare the French bread and pan dulce. Previously she had made her bread by hand but the French bread shrinks when it's made. With a cylinder it can maintain a larger size and her customers prefer larger sized breads.

Her dream is to grow her bakery business and increase production. She can do this by reinvesting her income into the business. She also dreams that her daughter will one day become a professional and that she can also one day remodel her home.
View original language description ↓
Silvia de 37 años de edad, estudio hasta 6º grado, esta acompañada, su compañero de vida es panificador, de sus 3 hijas solo viven 2 con ella, y solo una de ellas estudia, y la otra le ayuda en el negocio.

Ella posee una panadería, donde elaboran, pan francés y pan dulce. Tiene un año de estar trabajando, en su propio negocio. sin embargo, tiene 23 años de experiencia en el trabajo de panadería, oficio que aprendió de 14 años, cuando se acercó a laborar, pero en el área de embolsado de dicho producto, y con el paso de los días, le dieron la oportunidad de aprender el proceso de elaboración. Ella trabaja en su casa, ahí tiene el negocio, y se involucran en el trabajo su compañero de vida y sus 2 hijas.

El préstamo que esta solicitando es, para comprar un cilindro, equipo que es muy importante, porque este, tiene la función de pulir la maza para elaborar el pan francés y el pan dulce. Ya que anteriormente lo ha hecho de forma artesanal, pero, el francés queda muy reducido de tamaño y con el cilindro, el pan francés quedara de mayor tamaño, y tendrá más aceptación de sus clientes.

Lo que desea es crecer en el negocio de la panadería, así tener más producción, todo eso lo lograra invirtiendo las ganancias, en el negocio. También desea que su hija se prepare profesionalmente, y quisiera remodelar su vivienda.

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

Tags

About El Salvador

  • $4,900
    Average annual income
  • 659
    View loans »
    El Salvador Loans Fundraising
  • $24,200,125
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Silvia Patricia to buy a cylinder - equipment that is very important in making French bread.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 28, 2013
Listed
Sep 2, 2013
Currency Exchange Loss:
N/A
Ended:
Jun 17, 2014