Artyom asked for a loan to purchase three calves and wheat seeds. As this is Artyom's first loan, it has been approved within the framework of the new joint initiative of Kiva and SEF. The first-chance-loan program provides loans to people who didn’t have access to credit products before, because they have no credit history. Thus, this loan is very important for Artyom to enlarge his farm and be able to ensure a better life for his family.
More information about this loan
This loan is designed for clients who are considered to be riskier borrowers. SEF is committed to expanding financial access to these individuals, disbursing loans to clients who have no previous credit history, damaged credit, or who have been unable to get loans from other lending institutions.
About SEF InternationalSEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.
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