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Matluba lives in a village, located far from any big city, and where nature gives people the opportunity to develop the agricultural industry. Thirteen years ago, Matluba started a business, not a farming or herding business like many villagers, but rather in selling children's clothing. Since she lives in a rural area she has little competition and it is easy for her to be successful in her business. She buys her goods wholesale at a large city market and retails her goods from her own shop. Matluba is a sweet and out-going woman, and because of this, she is able to take an individual approach with each client.

Matluba's home is in poor condition and she wants to repair it because she needs to provide her three children with good living conditions. Her husband is an emigrant laborer and he won't send money home for building materials. Matluba is requestng a loan of 7,500 somoni (TJS) to buy building materials such as paint, cement, sand, etc. She is relying on your kindness.
View original language description ↓

Матлюба живет в деревни. Ее деревня находится далеко от города, где природа подарила людям возможность для развития сельского хозяйства. Она 13 лет назад начала свой бизнес, не так как другие жители земледелием и скотоводством, а купле продажей детской одежды. Так как она живет в сельской местности и там мало конкуренции, так и ей легко справляться с бизнесом. Она покупает товар оптом из городского рынка и реализует в розницу на своей лавке. Она общительная и милая женщина и поэтому умеет делать индивидуальный подход каждому клиенту. Она хочет отремонтировать свой дом, так как ее дом имеет плохое состояние, и она должна создать хорошую условию для своих 3 детей, а ее муж трудовой мигрант и не отправляет деньги для покупки строительных материалов. Она запрашивает займ на сумму 7500 сомони для покупки строительных материалов, как краски, цемент, песок и т.п. Она ждет вашу доброту.

Additional Information

More information about this loan

This loan is part of IMON's effort to expand financial access to rural populations through 16 offices located far from regional centers or main towns. By funding this loan, you are enabling rural populations to gain better financial skills, develop businesses and improve their lives.

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Tajikistan

  • $2,700
    Average annual income
  • 249
    View loans »
    Tajikistan Loans Fundraising
  • $30,414,450
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,575 helped Matluba to buy building materials such as cement, wood, soil for repairing her house.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Aug 21, 2013
Sep 8, 2013
Currency Exchange Loss:
May 22, 2014