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Malohat is 42 years old, married, and lives in the city of Vahdat. She is a homemaker. She has four children. It is always nice when a person is doing what they enjoy. It is doubly so if one is able to convert their favorite activity or a hobby into a profitable business. With this in mind, Malohat wishes to start her own sewing business from home. She knows how to sew and tailor traditional dresses for women. In order to start this business, she needs to obtain a sewing machine. This is why she decided to ask for a loan.

She wants to use this loan to buy a new automated sewing machine and some fabric. Malohat expects, in a day, to sew one simple dress and one dress with embroidery. At the same time, she will also take care of the household. She wishes to start making money and to become independent.
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Малохат 42-летняя замужняя женщина из города Вахдат. Она домохозяйка. У нее четверо детей.
Всегда приятно, если человек занимается тем делом что приносит удовольствие. Если превратить любимое дело или просто хобби в доходный бизнес, то в двойне приятно. Вот и Малохат собирается начать собственный швейный бизнес у себя на дому. Она умеет шить и кроить женские национальные платья. Но чтобы начать свое дело ей необходимо приобрести швейную машинку. Поэтому она решилась обратиться за кредитом. На сумму кредита она хочет купить новую автоматизированную швейную машину и ткани. По словам Малохат в день она будет шить одно простое платье и одно платье с вышивкой, и одновременно вести хозяйство. Она хочет начать зарабатывать и быть независимой.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.


About Tajikistan

  • $2,700
    Average annual income
  • 191
    View loans »
    Tajikistan Loans Fundraising
  • $30,414,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Malohat to purchase a new automated sewing machine and some fabric to start her own sewing business.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Aug 26, 2013
Sep 6, 2013
Currency Exchange Loss:
May 17, 2014