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Zyinat is 43 years old, married, and is raising five children. Zyinat has a specialized high school education. As a main source of income for her family, Zyinat is engaged in raising livestock, having started ten years ago with the purchase of livestock at 15,000 som (KGS). Thanks to Zyinat's hard work, she today has on her homestead: three horses, a dairy cow, and 15 sheep. Her husband actively helps around the farm. Zyinat's monthly income is 6,000 som (KGS).

With the aim of further developing her homestead, Zyinat turned to the microfinance bank Bai-Tushum and Partners for a loan of 30,000 som (KGS) to buy sheep to expand the count of livestock on her homestead.

Zyinat plans to invest income from the loan to further augment the quantity of domestic animals and plans to save money for home repairs.
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Зыйнат 43 года, замужем, вместе с супругом воспитывают 5 детей. У Зыйнат - средне-специальное образование, в качестве основного дохода для своей семьи, Зыйнат занимается животноводством, стартовав 10 лет назад, с покупки скота на 15,000 сом KGS. Благодаря упорному труду Зыйнат, в ее хозяйстве на сегодняшний день имеется: 3 лошади, 1 дойная корова, 15 овец. Супруг активно помогает по хозяйству. Ежемесячный доход Зыйнат составляет 6,000 сом (KGS). В целях дальнейшего развития своего хозяйства, Зыйнат обратилась в Микрофинансовый банк «Бай –Тушум и Партнеры» за кредитом в сумме 30,000 сом (KGS) на покупку овец для увеличения поголовья скота в своем хозяйстве. Доходы от кредита Зыйнат планирует вложить в дальнейшее приумножение количества домашней скотины, и планирует накопить средства на ремонт дома.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 72
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,308,175
    Funds lent in using Kiva
  • 48.7
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Zyinat to buy sheep.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Aug 22, 2013
Sep 6, 2013
Currency Exchange Loss:
Feb 17, 2014