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Layhieng is 50 years old, married and lives with her three children in Kampong Chhnang Province, Cambodia. She has been selling pure drinking water for more than ten years, earning approximately $4 per day. Three of her children are employed. They earn about $14 each day. In order to improve her family’s finances, Layhieng is requesting a loan for $1,000 to buy a camera to run a photography service. This will allow her to generate more income for her family. In the future, she would like to build a new house to provide better living conditions for her family.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 48
    View loans »
    Cambodia Loans Fundraising
  • $38,691,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Layhieng to buy a camera to run a photography service.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Aug 9, 2013
Sep 3, 2013
Currency Exchange Loss:
Feb 20, 2015