Kuña Guapa Group
One of the group members is Sra. Claudia. In the last survey she had a level 3 poverty ranking; in other words, she has an adequate income but has to work hard to maintain it. She buys and sells clothing. Claudia is very keen to make progress in life and for this reason she makes a great effort. With the loan money she plans to buy a variety of clothes to sell such as t-shirts, shirts, pants etc.
Una de las integrantes es la Sra. Claudia, quien en su última encuesta mostro un nivel de pobreza dentro del nivel tres, es decir con buen ingreso, pero ella debe de seguir trabajando para mantener estables esos ingresos. Ella realiza compra-venta de ropas, se debe destacar la predisposición y las ganas de salir adelante que tiene esta señora, es por eso que se esfuerza mucho.
La Sra. Claudia Solicita de este crédito para la compra de prendas variadas para la venta, como ser remeras, camisas, pantalones, y demás tipos de prendas.
More information about this loan
This loan is part of the innovative “Poverty Stoplight” program developed by Fundación Paraguaya for women living in poverty. A “stoplight” measurement tool is used to help borrowers self-identify the type of poverty that affects them most (lack of income, dearth of financial opportunities, poor living conditions etc.). Borrowers rate 50 areas of their life as green (not poor), yellow (poor) or red (extremely poor). Together with their loan officer, they come up with a plan to resolve yellow and red indicators. Through this program, Fundación Paraguaya hopes to lift 9,000 women and their families out of poverty by 2017.
To learn more about this unique approach to eliminating poverty, you can read this article on Fundación Paraguaya’s website.
About Fundación ParaguayaFundación Paraguaya is a financially self-sustaining social enterprise that promotes entrepreneurship in urban and rural areas through microfinance, education programs, and more. Its focus on agriculture has helped many farmers boost their crop yields. And a number of other borrowers have taken out loans to start and grow social businesses that have helped deliver eyeglasses, medicines and other helpful services in their local communities.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid