This loan which will benefit all these micro-entrepreneurs.
Vanessa indicated that she joined Pro Mujer two years ago, on the invitation of her friend who is a member of the institution and who commented on the way in which she worked.Today she operates a phone call center, which she opened observing the need for this service in her area and that the businesses operating did not satisfy the market demand.
Vanessa will use the loan to buy capital (buy telephone booths) that she will acquire in the markets of the city of La Paz and install them in her commercial space. This form of work allows her to generate the resources needed for her family, as she is married and has three children. When asked what she liked about Pro Mujer, she replied that she likes the training in health and loans.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Vanessa es integrante, ella indica que hace dos años que integra Pro Mujer, ingresando por invitación sus amiga que es socia de la institución y le comento de la forma de trabajo que se realiza. En la actualidad ella tiene un negocio de servicios de llamadas; este negocio lo inicio al observar el requerimiento de los vecinos de su zona y al observar que las tiendas no satisfacían el mercado.
El crédito que ahora sacará es para el aumento de capital (compra de cabinas telefónicas) que adquirirá de las ferias de la ciudad de la Paz y posteriormente lo instalará en su espacio de servicio. Esta forma de trabajo le permite generar recursos para su familia ya que ella es casada y tiene tres hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones en salud y crédito.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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