The loan they'll take will benefit small micro entrepreneurs where Martha is a member, she indicates being part of Pro Mujer for 15 years, joining after an invitation from her niece, who is a member of the institution and explained the work they do. She currently has a business of stuffing sales, she started it 15 years ago helping her sister-in-law sell these products, she later decided to start her own business taking advantage of the knowledge she had in this type of business.
The loan she will now take will be for working capital (to buy flour and containers) that she will buy in the stores of the city of El Alto and will later bring to her point of sale. This type of work allows her to generate resources for her family, as she lives with her common law partner and has nine children.
When asked what she enjoys about Pro Mujer, she says she likes the courses about health and credit.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Martha es integrante, ella indica que hace quince años que integra Pro Mujer, ingresando por invitación su sobrina que es socia de la institución y le comento de la forma de trabajo que se realiza. En la actualidad ella tiene un negocio de venta de rellenos; este negocio lo inicio hace quince años ayudando a su cuñada a vender este productos, posteriormente decide establecer su propio negocio aprovechando su conocimiento en este rubro de negocio.
El crédito que ahora sacará es aumento de capital (compra de harina y garrafas) que adquirirá de las tiendas de la ciudad de El Alto y posteriormente lo instalará en su espacio de venta. Esta forma de trabajo le permite generar recursos para su familia ya que ella vive en concubinato y tiene nueve hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones en salud y crédito.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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