Update on Marío DagobertoMario, 50, lives with his mother. For 14 years, he has worked as an administrative assistant for the town council, always showing discipline and commitment to his work. To get to his workplace, he travels five blocks on bicycle. His work schedule is from 8:00 am until 4:00 pm. The loan that he is applying for is to buy cinderblocks, cement, sheet metal, and other materials to remodel his home. With this investment, his and his family's residence in the home will be improved to that it is more pleasant and so that the rain does not damage the walls of the home. One of his dreams is to set up a store that sells basic goods like rice, beans, and corn. With the earnings, he hopes to continue helping his family like he has done up until now.
El préstamo que esta solicitando, es para comprar bloque, cemento, lámina, entre otros materiales para remodelar la vivienda. Con la inversión, mejorar la estadía suya y de su familia en casa para que sea más agradable y evitara que las lluvias deterioren las paredes de la vivienda.
Uno de sus sueños, es instalar una tienda de productos básicos, como: arroz, fríjol, maíz. Con las ganancias espera continuar ayudando a su familia como hasta lo ha realizado.
Previous Loan DetailsMario is 49 years old. He is the single father of two sons. One of his sons is in seventh grade and the other is in fourth grade. Mario works for the town council and his job is maintaining the park and cemetery. Mario is requesting a loan from Fundación Campo to pay four months' rent on ... More from Marío Dagoberto's previous loan »
About CrediCampoThis loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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