Munaypata Ii Group
The loan that they are taking out will benefit small microentrepreneurs, of which Cristina is one. She says that eighteen years ago she joined Pro Mujer, joining at the invitation of a neighbor who is a member of the institution and who spoke to her about the work they do. Currently she has a business arranging function rooms for social events; she started this business with her sister, but when she got married, she decided to establish her own business.
The loan that she will now take out is to increase capital (buying ribbon) that she will acquire on the Peru - Bolivia border and subsequently use in function rooms that need it. This form of work allows her to generate resources to support her family as much as possible, since she is married and has a son.
When she is asked what she likes about Pro Mujer, she responds that she likes the loan area and the medical care.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Cristina es integrante, ella indica que hace diez y ocho años que integra Pro Mujer, ingresando por invitación una vecina que es socia de la institución y le hablo del trabajo que se realiza. En la actualidad ella tiene un negocio de servicio de arreglo de salones para eventos sociales; este negocio lo emprendió conjuntamente con su hermana pero cuando se casó decide establecer su propio negocio.
El crédito que ahora sacará es para el aumento de capital (compra de cintas de agua) que adquirirá de la frontera Perú – Bolivia y posteriormente hará en el servicio a los salones que requieran el servicio. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es casada y tiene un hijo.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de crédito y la atención médica.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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