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Bashkim is a 28-year-old single man who chose to be photographed in front of his dream transportation vehicle even though it’s not in his possession yet.

“This is for good luck. The very first thing I do is that I pray when I need something, and then I start believing that whatever I prayed for is mine. And then, I literally work very hard toward it,” he said. “So, these are the steps I want to take for this one as well. A transportation vehicle will give me the opportunity to do what I love and make a good income out of it,” Bashkim continued.

Bashkim lives in the rural central Albania and is planning to start up his transportation business and get married soon.

Additional Information

More information about this loan

This loan is part of VisionFund Albania's new startup loan program to help entrepreneurs with limited financial possibilities to start up a new business or restart a business that was closed due to lack of working capital.

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.


About Albania

  • $10,700
    Average annual income
  • 23
    View loans »
    Albania Loans Fundraising
  • $2,741,225
    Funds lent in using Kiva
  • 105.2
    Albania Leke (ALL) = $1 USD
A loan of $2,875 helped Bashkim to buy a transportation vehicle.
Repayment Term
21 months (Additional Information)
Repayment Schedule
Aug 27, 2013
Sep 3, 2013
Currency Exchange Loss:
Oct 3, 2013