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Liana is from Yenoqavan village where she lives with her family of 8: her parents, her two brothers, her husband and two children. Liana's family has been involved in agriculture for many years. Liana is a nurse by profession and works at a local military unit. Together with her work she is also engaged in agriculture. They keep livestock (2 cows, 24 sheep, and 20 chickens) and also cultivate corn, potato and grass.
To tackle the family's financial hardship, Liana's husband and brother went abroad to find a job and support their family financially. But for now, agriculture is the main income source that helps this family to have a stable income and cover their daily costs. Liana is asking for this loan to purchase three calves to increase her livestock. She plans to grow them and use their milk in cheese production.
Liana hopes that Kiva lenders will assist her financially and she will be able to gather income for her family.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 117
    View loans »
    Armenia Loans Fundraising
  • $14,056,400
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $1,500 helped Liana to buy three calves.
63% repaid
Repayment Term
39 months (Additional Information)
Repayment Schedule
Jul 31, 2013
Sep 3, 2013
Currency Exchange Loss: