In the farm, they currently keep two pigs and cultivate cabbage and potatoes in the greenhouse. Near the village where the family lives, they also own a plot of land where apple and plum trees are grown. The gathered harvest Zhanna's husband sells in the city market and so gathers income for the family's living.
Now, this hardworking family needs financial support for improving their farm. As this is Zhanna's first loan, it has been approved within the framework of the new joint initiative of Kiva and SEF. The first-chance loan program provides loans to people who didn’t have access to credit products before, because they have no credit history.
The loan will help Zhanna to renovate the greenhouse and expand the cultivation process. She will also purchase forage for feeding pigs and fertilizer, which is very important for successful cultivation of the land.
Zhanna waits for lenders' support.
More information about this loan
This loan is designed for clients who are considered to be riskier borrowers. SEF is committed to expanding financial access to these individuals, disbursing loans to clients who have no previous credit history, damaged credit, or who have been unable to get loans from other lending institutions.
About SEF InternationalSEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.
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Success!! The loan was 100% repaid