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Maryum is a 24-year-old lady. She has been successfully running a business of flower-making for two years. She offers various colorful flowers for decorating homes and for events like birthdays, parties, etc. She sells the flowers to the people of her community and also offers them at the local market. She has good communication skills and has a good customer list.

She wants to grow her business, so she requested a loan of PKR 25,000. She will use the loan to buy raw materials, such as fabric, glace paper and tissue paper, along with packs of paint in various colors. With these materials, she will be able to meet the increasing customer demand consistently. She wishes to spend part of her revenues to deal with the expenses of her family and another part to increase her business capital.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 333
    View loans »
    Pakistan Loans Fundraising
  • $15,680,075
    Funds lent in using Kiva
  • 104.0
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Maryum to buy raw materials for flower-making, such as fabric, glace paper and tissue paper.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 21, 2013
Sep 3, 2013
Currency Exchange Loss:
Sep 17, 2014