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Safia is 38 years old and a vigorous, married woman. She is the mother of three children. She has had a business of hand-embroidery for the past two and one-half years. She is zealous about her work, and customer demand is strong. Safia’s embroidery patterns are very popular on her street, and she is the best earning resource in her household. She is also involved in the work of cloth sales, to generate an extra amount of income.

She wants to grow her business, so she requested a loan of PKR 25,000. She will use the loan to buy raw materials, such as thread, sequins and pearls, in large quantities. These supplies will enable her to complete the orders of her customers on time. She is in her second loan cycle and has a good repayment history. She shared her dream of opening her own shop in the market to display her work.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 356
    View loans »
    Pakistan Loans Fundraising
  • $15,689,950
    Funds lent in using Kiva
  • 104.0
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Safia to buy raw materials in large quantities, such as thread, sequins and pearls.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 16, 2013
Sep 3, 2013
Currency Exchange Loss:
Aug 17, 2014