Update on SénaMarried to a teacher, Séna is 38 years old and a mother. To help her husband with the household expenses, she has been selling 'pagnes' (the colorful cloth of western Africa), fabric, shoes, and handbags in a shop for the last 8 years. Her products are high quality and she is sought after from other parts of the city of Lomé. She wants to purchase a variety of merchandise and is requesting another loan to purchase 'pagnes,' fabric, shoes, and handbags.With the profits, she wants to open another shop, and hopes to secure the future of her family.
Previous Loan DetailsMarried to a primary school teacher, Ms. Séna is 37 years old and a mother. To help her spouse with household expenses, she has been selling 'pagnes' (the colorful cloth of western Africa), fabrics, shoes, and bags in her shop for seven years. Her products are of good quality, and she is in demand… More from Séna's previous loan »
About Women and Associations for Gain both Economic and SocialThis loan is administered by Women and Associations for Gain both Economic and Social (WAGES), Togo’s second-largest microfinance institution. Along with a wide range of savings and loan products, WAGES offers its clients training programs in basic literacy, health care (HIV/AIDS and malaria), and business-related subjects (business management, marketing, accounting). You can show your support for WAGES by joining its lending team!
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid