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Johannes

Update on Johannes

Married to a retailer, Johannes is a miller by trade. He has seven children in his care. He is asking for his fourth loan to buy a generator, a funnel, and belt drives in order to respond to his customers' needs. He is 51 years old. He hopes to grow his business and educate his children well.
Marié à une revendeuse, Johannes est meunier de profession il a 07 enfants en charge. Il sollicite ce quatrième prêt pour acheter des bandes de meunier, de l’entonnoir, de la dynamo afin de répondre à la demande de la population. Il a 51ans. Il espère agrandir son secteur d'activité et bien scolariser ses enfants.

Previous Loan Details

Married to a vendor, Johannes is a miller by trade, with seven dependent children. He is seeking this loan to buy [belt drives], a funnel, and a power generator in order to meet his clients' needs. He is 49 years old. More from Johannes's previous loan »

Additional Information

About Women and Associations for Gain both Economic and Social

This loan is administered by Women and Associations for Gain both Economic and Social (WAGES), Togo’s second-largest microfinance institution. Along with a wide range of savings and loan products, WAGES offers its clients training programs in basic literacy, health care (HIV/AIDS and malaria), and business-related subjects (business management, marketing, accounting). You can show your support for WAGES by joining its lending team!

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Togo

  • $1,500
    Average annual income
  • 9
    View loans »
    Togo Loans Fundraising
  • $8,809,975
    Funds lent in using Kiva
  • 491.9
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD