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Update on Edwige

Mrs. Edwige, age 37, is married to a shopkeeper and they have four children together.

She resells food staples in a store, a business which enables her to provide for herself and help her husband cover the household's expenses.

She's seeking her second loan from Kiva's partner, WAGES, and she will use it to buy some merchandise to respond well to customers' wishes.

She wants to use her profits to put money away in order to finish rebuilding, become a wholesaler, and start a financially stable family.
View original language description ↓
Âgée de 37ans, Madame Edwige est mariée à un magasinier. Ils ont ensemble 04 enfants. Elle est revendeuse de produits d’alimentation générale. Cette activité qu’elle mène dans une boutique lui permet de se prendre en charge et d’aider son mari dans les charges du ménage. Avec ce second prêt qu’elle sollicite dans notre institution, elle va acheter des marchandises pour bien répondre aux désirs des clients. Avec les profits, elle veut épargner pour achever son chantier, devenir grossiste et fonder une famille financièrement stable.

Previous Loan Details

Ms. Edwige, aged 36, is married to a shopkeeper. Together they have four children, of whom two are in school. The oldest is 16 years old, and the youngest is 10 months old. Ms. Edwige has been a retailer of grocery items since 1990. This business she runs in a shop enables her to support herself ... More from Edwige's previous loan »

Additional Information

About Women and Associations for Gain both Economic and Social

This loan is administered by Women and Associations for Gain both Economic and Social (WAGES), Togo’s second-largest microfinance institution. Along with a wide range of savings and loan products, WAGES offers its clients training programs in basic literacy, health care (HIV/AIDS and malaria), and business-related subjects (business management, marketing, accounting). You can show your support for WAGES by joining its lending team!

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Togo

  • $1,500
    Average annual income
  • 10
    View loans »
    Togo Loans Fundraising
  • $8,809,975
    Funds lent in using Kiva
  • 491.9
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD