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Jabor is 27 years old. He lives with his wife and children in Kulyab. He has three daughters and a son. His father, brother and sister in law also live with him. Jabor's brother is currently working in Russia. The money that his brother sends is their only source of income. Jabor wants to start working as a taxi driver at the bus station on the Dushanbe-Kulyab route. He has a five years of experience as a driver. He has a great desire to work. He needs to feed his children, and he is currently unemployed. Unfortunately, his wife is ill, and is now receiving treatment far from home. Therefore, Jabor has to look after the children. He wants to work, but does not have a car. Jabor has requested a loan to buy an "Opel" brand car. He believes that the world is not without kind people and who can lend a helping hand. Jabor will work hard. He is going to drive passengers from 7:30am to 8:00pm. His sister in law and father will look after the children in his absence.
View original language description ↓
Чабору 27 лет. Он живет со своей женой и детьми в городе Кулябе. У него трое дочерей и сын. Также с ними живут его отец, брат и невестка. Брат Чабора в данный момент находится на заработках в России. Деньги, которые переводит его брат являются единственным источником их дохода.
Чабор хочет начать работать таксистом в автовокзале, на трассе Куляб-Душанбе. У него пятилетний водительский стаж работы. И еще огромное желание работать. Ему надо прокормить детей, а сейчас он безработный. К сожалению, его жена болеет, она находиться далеко от дома на лечение и Чабору приходится следить за детьми. Он хочет работать, но машины у него нет. Чабор просит кредит для покупки машины марки «Opel». Он верит, что мир не без добрых людей и ему обязательно протянут руку помощи. Чабор будет работать усердно. Он собирается перевозить пассажиров с 7:30 утра до 8:00 вечера. А за детьми в его отсутствии будут присматривать невестка и его отец.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.


About Tajikistan

  • $2,700
    Average annual income
  • 249
    View loans »
    Tajikistan Loans Fundraising
  • $30,418,550
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $3,000 helped Jabor to purchase an "Opel" brand car in order to start working.
Repayment Term
26 months (Additional Information)
Repayment Schedule
Aug 23, 2013
Sep 4, 2013
Currency Exchange Loss:
Oct 4, 2013