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Mohitobon is 46 years old and the mother of many children. She lives with her husband, three sons and three daughters in the Hamadoni district of Tajikistan. She has a higher education and has been working as a teacher in a local school for the past 20 years. Her husband also works as a teacher in the same school. Mohitobon's two elder sons work in commerce in Dushanbe, one of her daughters is a university student, and the rest of her children are still in school.

Mohitobon wants to start her own cattle fattening and resale business. According to her, the combined salaries that she and her husband make are not sufficient to meet the family's needs. This is why she has decided to also get involved in animal husbandry and cattle resale. Thanks to this business, she wants to normalize her financial situation.
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Мохитобону 46 лет, она многодетная мать. Мохитобон живет с мужем, тремя сыновьями и тремя дочерьми в районе Хамадони. У нее высшее образование. Вот уже 20 лет как Мохитобон работает учительницей и преподает в местной школе. Ее муж тоже работает учителем в этой школе. Два старших сына занимаются торговлей в городе Душанбе, одна дочь учится в Университете, а остальные дети еще школьники.
Мохитобон хочет открыть собственный бизнес по откорму и продаже скота. По ее словам зарплата, которую получают она и ее муж не хватает на нужды семьи. Поэтому Мохитобон решила одновременно заняться выращиванием крупнорогатого скота для дальнейшей продажи. Этим бизнесом она хочет нормализовать свое финансовое положение.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 106
    View loans »
    Tajikistan Loans Fundraising
  • $29,901,400
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $525 helped Mohitobon to buy some cattle in order to start her animal husbandry business and improve her family's living conditions.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Aug 28, 2013
Sep 4, 2013
Currency Exchange Loss:
Apr 16, 2014