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Lesly Zulema
The young Lesly was born in Tegucigalpa, Honduras. She is 25 years old, single and lives with her parents, Roberto and Elsa. Based on the interview we carried out with this young woman and once of her parents, we found that they are an entrepreneurial and determined family.

Lesly works as an sales executive in a private hospital. She is currently in her second year studying a degree an engineering degree in Logistics Management at CEUTEC (Centro Universitario Tecnológico). Her full time work schedule forces her to study during off hours. She takes her classes Monday through Thursday from 5:00 pm to 8:00 pm. She is a young woman with many aspirations to get ahead and anxiousness to finish her university credits so that she can get a better job and better contribute to her family's financial circumstances. She also wants to have new opportunities to stand out in her field of study.

In the short term, Lesly sees herself as having a stable job with new challenges and helping with the jewelry sales business that her parents have. She also longs to start her own business, learn English, and continue with a masters degree as she is clearly convinced that education is fundamental in her life.
View original language description ↓
La joven Lesly nacio en Tegucigalpa Honduras, tiene 25 años de edad, es soltera, vive con sus padres Roberto y Elsa, a raíz de la entrevista realizada a la joven y a uno de sus padres pudimos detectar que es una familia emprendedora y luchadora. Lesly trabaja como ejecutiva de ventas en una hospital privado, actualmente esta estudiando la carrera de ingeniería en Gestión Logística en CEUTEC cursando su segundo año. Su horario de trabajo a tiempo completo le obliga a estudiar en horario especial recibiendo sus clases de lunes a jueves de 5:00pm hasta las 8:00pm. Es una joven con mucho deseos de superación y ansias de lograr finalizar su nivel universitario para poder obtener un mejor trabajo y contribuir a mejorar la situación económica de su familia, así como de tener nuevas oportunidades para destacarse en el ámbito que está estudiando. A muy corto plazo Lesly se ve estable en su trabajo con nuevos retos, y apoyando el negocio de venta de joyas al que se dedica su padres y anhela emprender en un negocio propio, aprender inglés y continuar sus estudios de maestría ya esta claramente convencida que el estudio es fundamental en su vida.

Additional Information

About this loan

Fundación CREHO (Honduran Foundation for Educational Loans) is a lending institution founded in 2002 in Tegucigalpa that focuses exclusively on student loans. It aims to be the leading private lending organization offering education loans in the country, contributing to the transformation of Honduras by supporting the training of qualified people.

Kiva funding will be used to support three different types of loans: university degrees, technical and vocational degree programs, and school supplies such as laptops and textbooks. Partnering with Kiva will allow Fundación CREHO to offer long-term, low interest loans with less stringent guarantee requirements to students who otherwise have almost no options to finance their education. Furthermore, at least one-third of Kiva funding will help the organization target students from low-income households and who lack the collateral generally required for these loans.

Please note that Fundación CREHO is a non-traditional Field Partner, in that they are a student lender, not a microfinance institution. Loans to students attending a university degree program may have terms up to 10 years and lenders should not expect to receive payments while the student is still attending the university (4-5 years). In addition, payment plans are uploaded to Kiva for the full tuition cost, however if for any reason the full amount is not needed to complete the degree program, the unused balance will be repaid to lenders as a pre-payment as early as possible.

About Honduras

  • $4,800
    Average annual income
  • 36
    View loans »
    Honduras Loans Fundraising
  • $8,928,825
    Funds lent in using Kiva
  • 20.4
    Honduras Lempiras (HNL) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $4,925 helped Lesly Zulema to make monthly payments and expenses for her graduation in Logistics Management Engineering.
94% repaid
Repayment Term
86 months (Additional Information)
Repayment Schedule
Aug 20, 2013
Aug 30, 2013
Currency Exchange Loss: