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Gotitas Group
In this Group: Karina , Teodora Fidelia, Cristina Nancy , Miriam Shadira, Rosa, Monica , Alicia*, Marco Antonio, Remedios
* not pictured
Communal bank 'Gotitas' (meaning 'droplets') is in its twenty-second loan cycle with field partner Pro Mujer, as part of the focus centre of Alto Lima. Comprised of nine members, it is directed by a board, with Karina as president. The members have different businesses, such as: selling mobile phones, selling beds, selling fruit, making plaids, selling food, selling potatoes, and selling fried chicken. This loan will thus benefit a group of small entrepreneurs. Karina has worked with the field partner for six years. She discovered it through a neighbour who is also a member, and who invited her and told her about the work of Pro Mujer. She owns a sewing and clothes-selling business, which she started several years ago. She learned the trade at a technical school and has been practicing it since she graduated. She needs the loan to buy more clothes from the wholesale shops in the town of El Alto. After making the clothes, she will sell them from her stall. The income Karina derives from this business goes towards paying for household expenses, as she is in a civil union and has one child. When asked what she likes about Pro Mujer, she replies that she is very happy with the information they provide on health issues.
View original language description ↓
La A.C. “GOTITAS” iniciará el vigésimo segundo ciclo en Pro Mujer, como parte del Centro Focal de Alto Lima, está compuesta por nueve integrantes y está dirigida por una mesa directiva donde la señora Karina es la Presidenta. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos existen: venta de celulares, venta de camas, venta de frutas, producción de mantas, venta de comida, venta de papa, brostería.

El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Karina es integrante, ella indica que hace seis años que integra Pro Mujer, ingresando por invitación una vecina que es socia de la institución y le hablo del trabajo que se realiza. En la actualidad ella tiene un negocio de costura y venta de ropa; este negocio lo emprendió hace varios años atrás, al ingresar a un centro de formación técnica donde aprendió a realizar costura y desde esa entonces trabaja en este rubro.

El crédito que ahora sacará es para el aumento de capital (compra de tela) que adquirirá de las tiendas mayoristas de la ciudad de El Alto y posteriormente a la elaboración lo comercializará en su puesto fijo. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella vive en unión libre y tiene un hijo.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de salud

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

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About Bolivia

  • $2,817
    Average annual income
  • 79
    View loans »
    Bolivia Loans Fundraising
  • $29,465,675
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD
Expired
A portion of Gotitas Group's $4,275 loan helped a member to buy cloth.
Repayment Term
11 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 27, 2013
Listed
Aug 31, 2013
Currency Exchange Loss:
Covered
Expired:
Sep 30, 2013