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Las Benianas De Viacha Group
In this Group: Martha Flora, Maria , Justina , Kely Yolanda, Felix Sergio, Fabiola, Ivana , Marina
Communal bank 'Las Benianas de Viacha' is in its first loan cycle with field partner Pro Mujer, as part of the focus centre of Villa Adela. Comprised of eight members, it is directed by a board, with Flora as president. The members have different businesses, such as: selling salchipapas (a traditional sausage-and-potato dish), selling macramé plaids, selling clothes, a grocery shop, selling pastries, and selling plaster. This loan will thus benefit a group of small entrepreneurs. Flora has worked with the field partner for six years. She discovered it through a friend who is also a member, and who invited her. She owns a plaid-knotting business, which she started several years ago. She learned macramé from observing her friends, which prompted her to practice in order to master the technique. This, in turn, led her to start her own workshop. She needs the loan to buy more wool from the wholesale shops in the town of El Alto. After making the plaids, she will sell them from her stall. The income Flora derives from this business goes towards paying for household expenses, as she is single with two children. When asked what she likes about Pro Mujer, she replies that she is very happy with the information they provide on health issues.
View original language description ↓
La A.C. “LAS BENIANAS DE VIACHA” iniciará el primer ciclo en Pro Mujer, como parte del Centro Focal de Villa Adela, está compuesta por ocho integrantes y está dirigida por una mesa directiva donde la señora Flora es la Presidenta. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos existen: venta de salchipapas, macramé de mantas, venta de ropa, tienda de barrio, venta de repostería, venta de estuco.

El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Flora es integrante, ella indica que hace seis años que integra Pro Mujer, ingresando por invitación una amiga que es socia de la institución. En la actualidad ella tiene un negocio de tejido de mantas; este negocio lo emprendió hace varios años atrás, al observar a sus amigas la forma de tejido, empezó a practicar y aprendió la técnica, posteriormente decide implementar su propio taller.

El crédito que ahora sacará es para el aumento de capital (compra de lana) que adquirirá de las tiendas mayoristas de la ciudad de El Alto y posteriormente a la elaboración lo comercializará en su puesto fijo. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es soltera y tiene dos hijos.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de salud.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

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About Bolivia

  • $5,500
    Average annual income
  • 205
    View loans »
    Bolivia Loans Fundraising
  • $31,480,250
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Las Benianas De Viacha Group's $3,575 loan helped a member to buy wool.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 26, 2013
Listed
Aug 31, 2013
Currency Exchange Loss:
Covered
Ended:
Mar 17, 2014