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Jorge Antonio
Jorge Antonio is fifty years old and lives with his life partner and their two childen, who are 16 and 14 years old. He works part-time as a bricklayer, and in the afternoons works as a gardener in different locations in his area. He has several years of experience in his field of work, and has a number of customers because people prefer him due to his very good service. He is a charismatic man who is committed to his work, and is honest and very dynamic. For some time he has needed to invest in repairing the roof of his house, which has deteriorated, and his water filter. These things are causing them to feel unsafe, since it is now the rainy season. He also wants to install a floor throughout his house. He wants to invest in these things, but does not have enough capital to complete the expenditure, which is difficult due to his limited financial circumstances. For this reason he is requesting a loan through FUSAI that will allow him to buy concrete, sheet metal to repair the roof, and bricks for the floor. Jorge Antonio has good payment references from people who know him, and commits to making his debt repayments on time. He is grateful for the help.
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Jorge Antonio de cincuenta años de edad vive junto a su compañera de vida y sus dos hijos uno de 16 años y el otro de 14 años, el trabaja de albañil a medio tiempo y por las tardes se dedica a la jardinería en diferentes lugares de la zona, tiene varios años de experiencia en su labor, tiene varios clientes pues las personas lo prefieren porque ofrece muy buen servicios; es un hombre carismático entregado a su labor, honrado y muy dinámico. Desde hace algún tiempo necesita invertir para la reparación del techo de su casa pues está deteriorado y se filtra el agua eso les da inseguridad ya que estamos en época de lluvia, además desea poner piso en toda la vivienda; quiere invertir pero no posee de suficiente capital que logre completar el gasto pues debido a su baja condición económica es muy difícil por eso se decidió solicita a FUSAI un crédito que le permita comprar,cemento, lámina galvanizada para reparación del techo, ladrillo de piso. Jorge Antonio tiene buenas referencias de pago de parte de sus conocidos y asegura que cancelar la deuda en el tiempo establecido, esta agradecida con la ayuda.

Additional Information

More information about this loan

This loan will be administered by FUSAI (Salvadoran Foundation for Comprehensive Development), a Salvadoran NGO that owns Kiva partner Apoyo Integral. FUSAI will disburse this loan in order to reach a population that doesn't currently work with Apoyo Integral. This type of loan covers basic services (like housing and water), and supports small business and agricultural activities. Borrowers come from low-income families in rural and peri-urban communities, and are considered to be too poor or lack the proper guarantees to get credit through traditional banks or microfinance institutions. Before receiving their loans, they are vetted by local community organizations and enrolled in classes in financial literacy, and the importance of sanitation, potable water and clean energy. Additionally, FUSAI enables borrowers to guarantee one another and take out loans smaller than El Salvador's average. Important to note is El Salvador is considered one of the most dangerous countries in the world, holding the 2nd place in the ranking of murders per capita. All these FUSAI borrowers live in areas considered by the police as highly violent and dangerous, mainly because of gangs influence. Main risks they face in these areas are thefts, extortions, kidnappings and murders.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About El Salvador

  • $7,500
    Average annual income
  • 742
    View loans »
    El Salvador Loans Fundraising
  • $27,054,575
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Jorge Antonio to buy concrete, sheet metal to repair the roof, and bricks for the floor.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 25, 2013
Aug 31, 2013
Currency Exchange Loss:
Nov 17, 2013