Villavista Cojata Pampa Group
The loan they're getting will benefit small business entrepreneurs like Juana. She says it's the first time she has been a member of Pro Mujer, having joined on the invitation of a counselor from the institution who visited her at home. Currently she has a business selling food, which she learned several years ago helping her mother in the family business. Later she decided to continue with the business but on her own.
The loan she's going to get is to increase her capital by buying rice, oil, and pasta in the local markets. After preparing the food she'll sell it in her stall. This form of work allows her to generate income to support her household to the extent possible, because she's married and has three children.
When asked what she likes about Pro Mujer she says the health and loan training.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Juana es integrante, ella indica que es la primera vez que integra Pro Mujer, ingresando por invitación de una promotora de la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio venta de comida; da a conocer que este negocio lo aprendió hace varios años atrás ayudando a su madre en el negocio familiar, posteriormente ella decide seguir con el negocio pero de forma independiente.
El crédito que ahora sacará es para el aumento de capital (compra de arroz, aceite y fideo) que adquirirá de las ferias aledañas y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es casada y tiene tres hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta la capacitación en salud y crédito.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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