Mujeres Obreras Group
This loan will benefit small entrepreneurs such as Sra. Nancy. She says that she joined Pro Mujer seven months ago after receiving an invitation from a relative who is a member of the organization. Nancy currently has a business of knitting blankets and stockings. She started this business years ago after a group of mothers invited her to learn knitting techniques. The products they make are exported to Europe.
The loan she is receiving now will be used to increase her capital for buying wool, which she acquires from the wholesale shops in the city of El Alto. She uses the material for making the products that are ordered by an exporter. Working in this manner enables her to generate income to sustain her household. Nancy is married and has one child.
When asked what she likes about Pro Mujer, Nancy said that she enjoys the meetings.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Nancy es integrante, ella indica que hace siete meses que integra Pro Mujer, ingresando por invitación un familiar que es socia de la institución. En la actualidad ella tiene un negocio de tejido de mantas y medias; este negocio lo emprendió hace varios años atrás, cuando le invitaron a un grupo de madres de familia donde le enseñaron la técnica de tejido y los productos que elaboraban lo exportaban a Europa.
El crédito que ahora sacará es para el aumento de capital (compra de lana) que adquirirá de las tiendas mayoristas de la ciudad de El Alto y posteriormente a la elaboración lo comercializará a pedido de la exportadora. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es casada y tiene un hijo.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las reuniones.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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