She has been told by the medical team that she must have a surgery soon, yet she is short of money. Her husband works, but according to her, it is difficult to save for the rainy day since his income is limited. "It works best for us to pay loan monthly installments, rather than save. This will be our fourth loan, and we have paid off the previous loans. The only difference is that we request this loan now, from Kiva lenders and I hope they will help me,” she said.
Albina is being photographed at the branch office.
About VisionFund AlbaniaVisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.
While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.
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