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Modesto, 68 years old, is a widower. As a child he was given away to an unrelated couple because his parents were not able to raise him. His adoptive family treated him as their own son. They had few financial resources, but what was important was that they raised him to be an honorable person.

When he was 12 years old he was working as a day laborer in the corn fields. At the age of 20, he married and had a daughter. Today, she has a partner and lives quite far from him. His wife died six years ago and he is alone.

Modesto continues working. He cultivates 7,000 sq. meters of corn. The person who showed him how was the boss he had when he was 12 years old because he has engaged in this work since that time. He also raises cows and hires out as a day laborer in the area around his house. He works on a hillside two kilometers from his house. He has to get up at dawn because he milks a certain number of cows owned by a cattle breeder in the area. Afterwards, he goes to his corn fields where he works the soil. Later he returns to take care of the animals he has at home.

Funds from the loan will be used to purchase agricultural supplies, such as compost and fertilizer and to pay lads to help prepare the land to cultivate 7,000 sq. meters of corn. In the future, he wants to buy milk cows so that they can be used to accumulate savings for his old age.
View original language description ↓
Modesto de 68 años de edad, es viudo. En su niñez fue regalado a una pareja ajena a su familia directa, ya que sus padres no pudieron criarlo. Luego su familia adoctiva, lo tomaron como hijo, eran de bastante bajo recursos económicos; pero lo importantes es que lo criaron honradamente.

A sus 12 años trabajaba jornaleando y trabajando la milpa, a sus 20 años se caso y procrearon una hija. hoy en día esta acompañada y vive bastante lejos de él. Su esposa hace 6 años fallecido y se quedo solo.

Él continua trabajando, cultiva 7,000 metros cuadrados de maíz. La persona que le enseño fue su patrón, cuando tenia 12 años ya que desde entonces se dedicado a esta actividad. También, se dedica a la crianza de bovinos y es jornalero en la zona donde vive. Su trabajo lo realiza en el cerro a dos kilómetros de su casa, tiene que madrugar ya que ordeña cierto numero de vacas de un ganadero de la zona. Luego, se va para su milpa donde trabaja en la tierra, más tarde regresar para cuidar los animales que tiene en su casa.

Los fondos del crédito serán utilizados para la compra de insumos agrícolas: abonos, fertilizantes, pago de mosos y para preparar la tierra para cultivar 7,000 metros cuadrados de maíz. Mas adelantes, desea comprar vacas lecheras para que sean utilizados como ahorro para su vejez.

Additional Information

More information about this loan

This loan is part of a CrediCampo project to help rural farmers living in extreme poverty plant basic grains to feed their families. Excess product is sold on the local market. These loans are smaller than the typical loans offered by this field partner, and guarantee requirements are also reduced. Individuals who receive this type of loan also get access to technical assistance, information on good environmental practices and increased access to farm inputs like fertilizer. This is considered a high risk loan due to the population and loan purpose, and CrediCampo is one of the very few institutions in El Salvador willing to working with these farmers.

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About El Salvador

  • $7,500
    Average annual income
  • 728
    View loans »
    El Salvador Loans Fundraising
  • $26,039,750
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped Modesto to purchase compost and fertilizer, pay youths and prepare the land to cultivate 7,000 sq. meters of corn.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
At end of term
Aug 16, 2013
Aug 30, 2013
Currency Exchange Loss:
Apr 16, 2014