Eliud is a 30-year-old single man who describes himself as self motivated and honest. For the last two years, he has earned a living by selling clothes on the streets. His business is located in an area which is good for business and his primary customers are ordinary people. He describes his biggest business challenge as a lack of adequate funds. He will use this KES 20,000 loan to buy clothing to resell and build a clothes store. His business goal is to have a successful boutique with other branches within the next five years. He hopes that in the future, he will diversify and sell men's shoes. This is his first loan from SMEP DTM.