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Farhod is a young businessman, living in the city of Kulob. He is 26 years old, married and has a two-year-old son. Farhod's 80 year-old father lives with the family as well. Farhod's wife takes care of the mother-in-law and her toddler. She runs the household and does sewing concurrently. Farhod is the primary provider for the family. He has his own retail business. He has been involved in selling women's clothing and women's scarves. His retail outlet is located at the city's central market. Farhod travels to the capital twice per month, buys merchandise wholesale, brings it to his city and sells it at retail prices. He requested a loan to develop his business. Farhod wants to buy a selection of seasonal women's clothing. He plans to buy a car for transporting his merchandise in the future.
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Фарход молодой бизнесмен, проживающий в городе Куляб. Ему 26 лет. Он женат, имеет двухлетнего сына. Вместе с семьей Фархода живет его старый 80-летний отец. Жена Фархода ухаживает за свёкорю и за своим малышом. Одновременно она ведет домашние дела и занимается шитьем. Фарход является главным кормильцем семьи. У него имеется собственный торговый бизнес. Он в течение 7 лет занимается продажей женской одежды и женских платков. Его торговая точка находится на центральном рынке города. Фарход в месяц дважды едет в столицу, закупает товар оптом, привозит в свой город и продает по розничной цене. Чтобы развить бизнес он обратился за кредитом. Фарход на сумму кредита хочет приобрести ассортимент сезонной женской одежды. Он в будущем планирует купить автомашину для перевозки своего товара.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 265
    View loans »
    Tajikistan Loans Fundraising
  • $30,418,550
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $2,000 helped Farhod to buy a selection of seasonal women's clothing in order to develop his business.
Repayment Term
26 months (Additional Information)
Repayment Schedule
Aug 21, 2013
Sep 3, 2013
Currency Exchange Loss:
Oct 3, 2013