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Lam S., 56, is a mother of six children and lives with her husband in Siem Reap province, Cambodia. She is a basketmaker, making various kinds of baskets and selling them outdoors. Her husband has been a motor-taxi driver since 2006 and makes $3 each day of profit. Most of the Cambodian people living in Siem Reap operate a souvenir store and some run a motor-taxi business. All of their children are married and only one child still lives at home.

Mrs. S. would like a loan from Kiva via Credit, the local partner, to purchase more bamboo to make more baskets to meet her customers' demands, and the leftover would be used to purchase a motorbike for her children to commute to work. (Mrs. Lam is pictured with her old mother at home.)

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 286
    View loans »
    Cambodia Loans Fundraising
  • $37,502,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Lam purchase more bamboo to make baskets.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Sep 10, 2008
Aug 25, 2008
Currency Exchange Loss:
Apr 15, 2010