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Update on Emman

Emman, 31 years old and single, lives in Clarin, Misamis Occidental. There, he has operated a motorcycle transport service for five years. He earns 25,000 PHP every month.

Emman joined GDMPC in 2009. He has successfully repaid his previous loan, which he used to repair his existing motorbike. Emman is requesting a new loan of 30,000 PHP, now. He will use this loan to cover the cost of motor registration renewal, and maintenance for the motorbike. He plans to use additional revenue generated from the business, to improve the general living conditions of his family.

Previous Loan Details

Emman, 31 years old and single, lives in Clarin, Misamis Occidental where, for over four years, he has owned and operated a motorcycle transport service, earning 25,000 PHP every month. Emman joined GDMPC in 2009 and is now requesting a loan of 30,000 PHP to repair his bike and purchase spare pa... More from Emman's previous loan »

Additional Information


Gata Daku Multi-Purpose Cooperative (GDMPC) was founded in 1992 by 32 farmer-members to empower people by providing livelihood opportunities and other support services. Today, it has over 15,000 members located in upland, lowland and coastal regions of the Philippines, and offers credit, savings, education, and various social services.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Philippines

  • $7,000
    Average annual income
  • 1941
    View loans »
    Philippines Loans Fundraising
  • $61,097,225
    Funds lent in using Kiva
  • 44.4
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Emman to cover the cost of motor registration renewal, and maintenance of the motorbike.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Aug 27, 2013
Sep 1, 2013
Currency Exchange Loss:
Mar 17, 2014
This photo was used before for a previous loan for Emman. It was first posted on Kiva on Feb, 2013. Learn More