Mujeres De Chuixac Group
She organizes a group and is requesting a loan that will help her purchase merchandise to supply her sales and to generate more income. She wants in the future to have a store and to be able to distribute her merchandise. The other group members work selling and raising caged birds. In the photograph two of the group members do not appear as they were unable to attend the meeting when the picture was taken.
Organiza un grupo y solicita un préstamo que le servirá para la compra de mercadería para surtir su venta y poder generar mejores ganancias, desea en el futuro tener una tienda y poder distribuir mercadería. Las demás integrantes del grupo se dedican al comercio y crianza de aves de corral. En la fotografia no aparecen 2 de las integrantes del grupo porque no pudieron asistir a esa reunion cuando tomaron la foto.
About Asociación ASDIRASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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