Los Gigantes De Santiago De Chacan Group
Update on Los Gigantes De Santiago De Chacan GroupThe members belong to Los Gigantes de Santiago de Chacan Communal Bank, located in the Anta district in the province of Anta and the department of Cusco.
The member, Lucía, 31, is separated and has three children. She alternates her daily activities with her business raising small animals such as guinea pigs. She raises these little animals to later sell to customers who request them. Lucía has been in this business for a long time and it's going well for her thanks to the effort she puts into it every day. She also works in agriculture to get her family ahead.
Lucía's requesting the loan to buy guinea pigs for her business.
The other members work selling animals, farming, ranching, selling wheat and corn, and baking. The person whose face is covered doesn't belong to the communal bank. The member who's in the attached photo had permission to arrive late to the meeting because of work.
Lucía's grateful to those who share her dream through this loan. She promises to make her payments on time.
Los socios pertenecen al banco comunal “LOS GIGANTES DE SANTIAGO DE CHACAN”; Este banco se ubicada en el distrito de Anta, perteneciente a la provincia de Anta y departamento de Cusco.
La socia es la Sra. Lucia ella es separada tiene 31 años y tiene 03 hijos; La socia alterna sus actividades diarias con el negocio de crianza de animales menores como cuyes entre otros, la socia cría a estos animalitos para luego venderlos a sus clientes que le solicitan, la socia lleva buen tiempo dedicándose a este negocio el cual le va bien gracias al empeño que le pone cada día a su negocio, la socia a la vez se dedica a la agricultura, siendo de esta forma que la socia saca adelante a su familia.
La socia solicita el crédito para la compra de cuyes para su negocio.
Los otros socios se dedican al negocio de venta de animales, agricultura, ganaderia, venta de trigos y maiz, panaderia.
La persona que sale con la cara tapada no pertenece al banco comunal.
La socia que sale adjunta en la foto pidio permiso para llegar tarde a la reunion por motivos de trabajo.
La socia agradece a quienes forman parte de este sueño mediante este medio y se compromete a cumplir con el pago de sus cuotas en el plazo establecido.
Previous Loan DetailsThe members belong to the “Los Gigantes de Santiago de Chacan” communal bank. This bank is located in the Anta district, Anta province, Cusco department. Pascuala is a member, and she is in a common-law marriage. She is 46 years old, and she has one child. She works in her agricultural… More from Los Gigantes De Santiago De Chacan Group's previous loan »
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Important InformationAbout Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid