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Dinora Yaneth
Dinora Yaneth, 50, lives with her husband and small granddaughter. She is a hard-working woman who is admired by her nieghbors because of her charisma and demeanor. She is a seamstress and earns a decent living makes clothing such as shirts and pants.

Dinora is a visionary and has always wanted the best for her family. That is why she is requesting a loan through FUSAI so she can build a septic tank and install a drinking water service. She is very happy with this idea and hopes to meet her goal as soon as possible. She has an excellent credit record.
View original language description ↓
Dinora Yaneth de 50 años edad vive junto a su esposo y su pequeña nieta. Es una mujer muy trabajadora que es admirada por sus vecinos porque ven el carisma del que esta hecha y la forma de ser, se dedica hacer modista, cose ropa, arregla ruedos, hace camisas y pantalones esta es la forma como ella se gana la vida honradamente. Dinora es muy visionaria y siempre ha deseado lo mejor para su familia es por eso que en esta ocasión se acercó a FUSAI para solicitar un préstamo así podrá construir una fosa séptica e instalación del servicio de agua potable; está muy contenta con esta idea y desea cumplir su sueño lo antes posible,ella cuenta con excelente referencias de pago.

Additional Information

More information about this loan

This loan will be administered by FUSAI (Salvadoran Foundation for Comprehensive Development), a Salvadoran NGO that owns Kiva partner Apoyo Integral. FUSAI will disburse this loan in order to reach a population that doesn't currently work with Apoyo Integral. This type of loan covers basic services (like housing and water), and supports small business and agricultural activities. Borrowers come from low-income families in rural and peri-urban communities, and are considered to be too poor or lack the proper guarantees to get credit through traditional banks or microfinance institutions. Before receiving their loans, they are vetted by local community organizations and enrolled in classes in financial literacy, and the importance of sanitation, potable water and clean energy. Additionally, FUSAI enables borrowers to guarantee one another and take out loans smaller than El Salvador's average. Important to note is El Salvador is considered one of the most dangerous countries in the world, holding the 2nd place in the ranking of murders per capita. All these FUSAI borrowers live in areas considered by the police as highly violent and dangerous, mainly because of gangs influence. Main risks they face in these areas are thefts, extortions, kidnappings and murders.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About El Salvador

  • $7,500
    Average annual income
  • 880
    View loans »
    El Salvador Loans Fundraising
  • $28,305,350
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Dinora Yaneth to build a septic tank and install a drinking water service.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 23, 2013
Aug 31, 2013
Currency Exchange Loss:
Oct 25, 2013