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Maribel De Los Angeles
Maribel de los Ángeles, age 23, lives with her husband and their two small children. One is five years old, and the other is eight years old. They have lived in their own house for eight years. With effort and dedication she has built her house because she wants her children to have a house in which they can live peacefully.

She is a woman with many virtues. When she was young, she was admired by many for her nature and for being known for being dynamic. She makes and sells chicken tamales. Her husband helps her by working as a driver at a warehouse in the country. That is how they honorably earn a living.

She wishes to build a septic tank. Because she does not have sufficient funds to do so, she approached FUSAI for a loan. She hopes to have the needed help. She wishes to fulfill this desire so that her children will avoid unsanitary conditions at their home.
View original language description ↓
Maribel de los Ángeles de 23 años de edad, vive junto a su esposo y sus dos pequeños de hijos, uno de 5 años y otro de 8 años. Habitan en casa propia desde hace ya 8 años con esfuerzo y dedicación ha construido su hogar ya que quiere que sus hijos tengan una casa para vivir tranquilamente. Es una mujer con muchas virtudes ya que a su poca edad es admirada por muchos por su forma de ser y dinamismo que la caracteriza. Ella se dedica a la venta y elaboración de tamales de pollo y su esposo le ayuda trabajando como motorista en una almacén de nuestro país es así como se gana la vida honradamente. Ella desea construir una fosa séptica y como no tiene los suficientes fondos para hacer esta construcción se acercó a FUSAI para realizar un préstamo espera contar con la ayuda necesaria pues desea completar ese deseo que tiene para que sus hijos evitando así focos insalubres en su vivienda.

Additional Information

More information about this loan

This loan will be administered by FUSAI (Salvadoran Foundation for Comprehensive Development), a Salvadoran NGO that owns Kiva partner Apoyo Integral. FUSAI will disburse this loan in order to reach a population that doesn't currently work with Apoyo Integral. This type of loan covers basic services (like housing and water), and supports small business and agricultural activities. Borrowers come from low-income families in rural and peri-urban communities, and are considered to be too poor or lack the proper guarantees to get credit through traditional banks or microfinance institutions. Before receiving their loans, they are vetted by local community organizations and enrolled in classes in financial literacy, and the importance of sanitation, potable water and clean energy. Additionally, FUSAI enables borrowers to guarantee one another and take out loans smaller than El Salvador's average. Important to note is El Salvador is considered one of the most dangerous countries in the world, holding the 2nd place in the ranking of murders per capita. All these FUSAI borrowers live in areas considered by the police as highly violent and dangerous, mainly because of gangs influence. Main risks they face in these areas are thefts, extortions, kidnappings and murders.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About El Salvador

  • $7,500
    Average annual income
  • 744
    View loans »
    El Salvador Loans Fundraising
  • $27,059,250
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Maribel De Los Angeles to build a septic tank.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 23, 2013
Aug 31, 2013
Currency Exchange Loss:
Oct 25, 2013