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Rakhshanda's Group
In this Group: Rakhshanda, Rani, Reena, Mehwish, Rafia
Rukhsana is 29 years old and is representing herself by raising her hand.

She has taken responsibility for all of her group members. Her group consists of 5 members; some members are new and a few are old ones. All of the members have taken a loan according to their needs.

The featured borrower, Rukhsana, took a loan for her husband’s business. In fact her husband owns a computer composing and designing shop. He uses a computer for composing and designing. A few days ago his computer’s motherboard was blown due to a fluctuation in electricity. He saved most of the composing backup data on the hard drive but he is unable to continue his work without a motherboard. Her husband’s business is not profitable and their savings are not enough to buy a new motherboard.

Rukhsana is the mother of four children, all of whom go to school daily. Her husband has to pay for the educational expenses and those of the household as well by himself. His monthly income based upon his single source of income, due to the problem with the computer affects all household expenses and is disturbing.

Therefore, Rukhsana requested a loan for her husband so that he would be able to buy a new motherboard to continue his composing business. She is very thankful to Kiva’s field partner BRAC Pakistan.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 371
    View loans »
    Pakistan Loans Fundraising
  • $15,689,950
    Funds lent in using Kiva
  • 103.7
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Rakhshanda's Group's $1,225 loan helped a member to buy a motherboard for a computer for composing and designing.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Aug 26, 2013
Sep 1, 2013
Currency Exchange Loss:
Jul 17, 2014