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Hamlet is 41 years old and lives with his family in the village of Achajur in Tsvush region. He is married and has a daughter and a son who are school-aged. His wife works at their village school as a teacher of history.

For many years, Hamlet has worked at the Tavush Regional Administration as the head of the department of Irrigation Systems. Today, he also works at the Administration but in a different department.

At the same time, Hamlet and his wife manage farming and agriculture. He keeps in his farm ten piglets and thirty chickens. Hamlet has a beautiful fruit and vegetable garden; he has apple, plum, peach, persimmon trees. He also cultivates tomatoes, cucumbers, greens, and beans.

They perfectly manage to sell the harvest of their garden and farm products.
Hamlet wants to enlarge his fruit garden and he asks for a loan of 800,000 Armenian Drams to plant more trees and begin the cultivation of cereals.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

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About Armenia

  • $6,300
    Average annual income
  • 93
    View loans »
    Armenia Loans Fundraising
  • $14,006,425
    Funds lent in using Kiva
  • 405.9
    Armenia Drams (AMD) = $1 USD
A loan of $1,975 helped Hamlet to enlarge his fruit garden, plant more trees, and begin the cultivation of cereals.
Repayment Term
38 months (Additional Information)
Repayment Schedule
Aug 6, 2013
Sep 1, 2013
Currency Exchange Loss:
Oct 1, 2013