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Gulbara is 53 years old, married, and raising three children with her husband. She has a secondary education. She is involved in animal husbandry, an activity which provides her family with its main source of income. She started in this field 17 years ago when she bought livestock for 10,000 som (KGS).

Thanks to her hard work, Gulbara now owns two dairy cows, two young bulls, seven sheep and one horse. She makes a monthly income of 5,000 som (KGS).

In order to further develop her farming business, Gulbara has turned to the microfinance bank "Bai Tushum & Partners" for a loan of 60,000 som (KGS). She will use this loan to buy some young bulls and increase her cattle headcount. She plans to invest the earnings from this loan into further increasing her livestock headcount. She also intends to save some money to continue to finance her children's education.
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Гульбаре 53 года, замужем, вместе с супругом воспитывают 3 детей. У Гульбары - среднее образование, в качестве основного дохода для своей семьи Гульбара занимается животноводством, стартовав 17 лет назад, с покупки скота на 10,000 сом KGS. Благодаря упорному труду Гульбары, в ее хозяйстве на сегодняшний день имеется: 2 дойные коровы, 2 бычка, 7 овец, 1 лошадь. Ежемесячный доход составляет 5,000 сом (KGS). В целях дальнейшего развития своего хозяйства, Гульбара обратилась в Микрофинансовый банк «Бай –Тушум и Партнеры» за кредитом в сумме 60,000 сом (KGS) на покупку бычков для увеличения поголовья скота. Доходы от кредита Гульбара планирует вложить в дальнейшее приумножение количества домашней скотины, и планирует накопить средства на дальнейшее обучение детей.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.


About Kyrgyzstan

  • $2,500
    Average annual income
  • 76
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,919,875
    Funds lent in using Kiva
  • 48.6
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,250 helped Gulbara to buy young bulls.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Aug 23, 2013
Sep 2, 2013
Currency Exchange Loss:
Sep 17, 2015