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Khalida is a 53-year old lady; she is widowed and passing her life with her 3 daughters and 2 sons. One of her sons is living separately and does not contribute towards household expenses.

She is taking loan for her daughters because all of her daughters are expert in the art of embroidery work. They have learned this art from a reputable art school and now they are practicing at home. They are very skilled in their profession and knit very fine bridal dresses. The embroidery material for bridal dresses is very expensive and its turnover is also very high. Now the marriage season is going on and they are very busy continually knitting bridal dresses to support their family.

Due to demand they are facing a shortage of material and are unable to knit fine embroidery. Therefore, Khalida requested a loan from Kiva’s field partner BRAC Pakistan so that she could eliminate the shortage of embroidery material. Through this amount she will buy stocks of threads, fancy cloths, sequins, and pearls of various colors. Khalida hopes that one day her daughters will be knitting their own bridal dresses for their own marriage ceremony.
Khalida is very thankful to the Kiva and its field partner BRAC Pakistan.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

About Pakistan

  • $4,700
    Average annual income
  • 297
    View loans »
    Pakistan Loans Fundraising
  • $15,642,300
    Funds lent in using Kiva
  • 103.7
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Khalida to buy embroidery material such as threads, fancy cloths, sequins, and pearls of various colors.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Aug 26, 2013
Aug 31, 2013
Currency Exchange Loss:
Sep 25, 2014