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Dilorom is a single young woman of 27 years. She lives with her father and her mother in the city of Kulob. Dilorom knows how to sew and how to tailor. From a skilled dressmaker, she learned how to sew women's traditional national dresses. Now that she has mastered this profession, she wishes to apply her skills to her own business; for this, she needs a sewing machine.

Dilorom is asking for a loan to purchase a modern, computerized sewing machine to start her business. She will be taking orders at her house and she is planning to sew two dresses per day. This is a very profitable business because there is always a high demand for these services.
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Дилором молодая незамужняя девушка в возрасте 27 лет. Она живет с отцом и матерью в городе Куляб. Дилором умеет шить и кроить. Она училась у опытной портнихи шитью женских национальных платьев. Теперь когда она овладела этой профессией, она хочет применить свои способности на деле. Для этого ей нужна швейная машинка. Чтобы реализовать свою цель, она обратилась за кредитом. Дилором хочет купить модернизированную компьютерную швейную машинку и начать дело. Она будет принимать заказы у себя дома. Дилором планирует в день вышивать по два платья. Это очень прибыльный бизнес, так как услуги швеи всегда востребованы.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 148
    View loans »
    Tajikistan Loans Fundraising
  • $29,330,250
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Dilorom to purchase a sewing machine in order to open a tailoring business.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Aug 26, 2013
Sep 2, 2013
Currency Exchange Loss:
Feb 17, 2015