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Wito Group
In this Group: Deogratias, Andrea, Kudra, Nyangaza, Thodory, Warioba, Ernest, Aliko, Jeremia, Sinde, Zakayo, Zena, Aisha
Deogratias, who is in his mid 40s, is married with four children -- two sons and daughters -- who are in school. For a period of six years now, Deogratias has been running a grocery business selling beers, waters and spirits. He has added another business, a retail shop selling more consumable and small durable items. He is really working hard and employs a few helpers in both businesses. Deogratias's businesses run from 7 a.m. to 11 p.m. daily, and he is able to make a good return each month.

This is Deogratias's fourth loan request from Tujijenge Tanzania. He used the previous loans to restock his grocery items, repair his grocery toilet and start his retail shop business. Deogratias's business profit, reinvested back into the business, covered home and school expenses. He will use this loan to buy more drink inventory and to put tiles in his grocery toilet. Deogratias dreams that one day he will be able to improve much on his grocery business by adding a guest house in the same place.

Deogratias will share this loan with his loan group, Wito, which totals 13 members. The members of the group will hold each other accountable for paying back the loan.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 46
    View loans »
    Tanzania Loans Fundraising
  • $14,890,150
    Funds lent in using Kiva
  • 1,615.5
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Wito Group's $3,675 loan helped a member to buy more drink inventory and to put tiles in his grocery toilet.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Aug 26, 2013
Aug 31, 2013
Currency Exchange Loss:
Jan 17, 2014