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Claveles Group
In this Group: Florencia , Guillermina, Mauricia, Tereza, Vitalia , Wely, Cristina, Justina Veronica
The Claveles Group is starting its eighth loan cycle with Pro Mujer as part of the Villa Exaltación Regional Hub. It is made up of eight members, and is managed by a board of directors of which Florencia is president. The members' businesses are varied, and their activities include selling clothing, selling meat, making empanadas [small filled pastries], working as a minibus assistant, selling potatoes and potato starch, and selling CDs.

The Group's loan will benefit these micro-entrepreneurs, including Florencia. She says that this is her first time as a member of Pro Mujer, having joined on the invitation of a friend, who is a partner in the organization. Florencia currently has a business selling vegetables. She started it several years ago, initially selling potatoes. Over time she expanded her business, and began to sell vegetables.

The loan she will receive is to increase her capital by buying vegetables. She will purchase these in markets around the city of El Alto, and later sell them in her retail space. Working in this way allows her to generate income to support her household as well as possible. She lives with her partner and has three children.

When asked what she likes about Pro Mujer, she says that she likes the training and health services.
View original language description ↓
La A.C. “CLAVELES” iniciará el octavo ciclo en Pro Mujer, como parte del Centro Focal de Villa Exaltación, está compuesta por ocho integrantes y está dirigida por una mesa directiva donde la señora Florencia es la Presidenta. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos existen: venta de ropa, venta de carne, elaboración de empanada, ayudante de minibús, venta de papa, venta de chuño y papa, venta de CD’s.

El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Florencia es integrante, ella indica que es la primera vez que integra Pro Mujer, ingresando por invitación una amiga que es socia de la institución. En la actualidad ella tiene un negocio de venta de verduras; este negocio lo emprendió hace varios años atrás, compensando con la venta de papa, con el pasar del tiempo amplio su negocio y comenzó a vender verduras.

El crédito que ahora sacará es para el aumento de capital (compra verduras) que adquirirá de las ferias aledañas a la ciudad de El Alto y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella vive en concubinato y tiene tres hijos.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta la capacitación y lo servicios en salud.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $5,500
    Average annual income
  • 188
    View loans »
    Bolivia Loans Fundraising
  • $31,009,700
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Claveles Group's $3,575 loan helped a member to buy vegetables.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 21, 2013
Listed
Aug 28, 2013
Currency Exchange Loss:
Covered
Ended:
Feb 17, 2014