The Group's loan will benefit these micro-entrepreneurs, including Florencia. She says that this is her first time as a member of Pro Mujer, having joined on the invitation of a friend, who is a partner in the organization. Florencia currently has a business selling vegetables. She started it several years ago, initially selling potatoes. Over time she expanded her business, and began to sell vegetables.
The loan she will receive is to increase her capital by buying vegetables. She will purchase these in markets around the city of El Alto, and later sell them in her retail space. Working in this way allows her to generate income to support her household as well as possible. She lives with her partner and has three children.
When asked what she likes about Pro Mujer, she says that she likes the training and health services.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Florencia es integrante, ella indica que es la primera vez que integra Pro Mujer, ingresando por invitación una amiga que es socia de la institución. En la actualidad ella tiene un negocio de venta de verduras; este negocio lo emprendió hace varios años atrás, compensando con la venta de papa, con el pasar del tiempo amplio su negocio y comenzó a vender verduras.
El crédito que ahora sacará es para el aumento de capital (compra verduras) que adquirirá de las ferias aledañas a la ciudad de El Alto y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella vive en concubinato y tiene tres hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta la capacitación y lo servicios en salud.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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