Jardin Del Sur Group
This loan will benefit these micro-entrepreneurs, including Olga. She indicated that this is her first time as a member of Pro Mujer, joining on the invitation of a promoter from Pro Mujer, who visited her home. She sells food, something she started a number of years ago. Before that she had worked as a cook's aide and got to know the business.
Olga will use the loan to increase her capital, buying rice, pasta and oil in the surrounding markets of the city of El Alto. And later she will sell the finished product in her commercial space. By working in this way she can generate enough income to support, as best as possible, her household. She lives with her life partner and their three children. When asked what she liked about Pro Mujer, she replied that she liked the life insurance.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Olga es integrante, ella indica que es la primera vez que integra Pro Mujer, ingresando por invitación una promotora de la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio de venta de comida; este negocio lo emprendió hace varios años atrás, ya que anteriormente trabajaba de ayudante de cocina y ya conocía la forma de trabajo.
El crédito que ahora sacará es para el aumento de capital (compra de arroz, fideo, aceite) que adquirirá de las ferias aledañas a la ciudad de El Alto y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella vive en concubinato y tiene tres hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el el seguro de vida.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid