This loan will benefit the small businesses of Yaneth's group. She said that she's been a member of the Pro Mujer for six months, and that they joined at the invitation of a friend who was a member. Currently, Yaneth runs a business weaving and selling blankets. She started this business with a small amount of savings to help her mother, then later she decided to start her own independent business.
This loan will be used to increase her capital through the purchase of wool, which she will buy at the markets in the city of El Alto. After weaving the blankets, she will sell them in her sales location. This work allows her to generate income to maintain her home, as she lives in a with her partner and two children.
When asked what she liked about Pro Mujer, she said she likes the health clinic.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Yaneth es integrante, ella indica que hace seis meses que integra Pro Mujer, ingresando por invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de tejido y venta de mantas; este negocio lo emprendió con un pequeño ahorro que cuando le ayudaba a su madre, posteriormente decide implementar su negocio independiente.
El crédito que ahora sacará es para el aumento de capital (compra de lana) que adquirirá de las ferias de la ciudad de El Alto y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella vive en concubinato y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el consultorio de médico.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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